Quick Answers
Related Questions People Ask Next
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Does Elevated Operations handle the rebuild, or just the cleanup?Both. As a licensed general contractor, Elevated Operations takes a property from emergency mitigation through full reconstruction with one crew, so a homeowner is never coordinating a separate cleanup company and a separate contractor mid-claim.
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How does insurance pay for a full reconstruction instead of just cleanup?Elevated Operations builds a written scope of work that matches the insurance adjuster’s estimate, often generated in Xactimate, documents the loss, bills the carrier directly, and assists with the deductible up to $1,000 on qualifying claims.
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What counts as disaster reconstruction versus a simple repair?Disaster reconstruction covers structural framing, drywall, insulation, flooring, roofing, and kitchen or bathroom rebuilds, work that goes beyond patching a single wall or drying a room, and can extend to a full property rebuild.
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Can Elevated Operations rebuild after fire damage or mold remediation, not just water damage?Yes. Reconstruction follows any covered loss type, water, fire, mold, or storm damage, once mitigation is complete and the structure is confirmed dry or clean enough to rebuild on.
What’s Included
What Does Disaster Reconstruction Actually Include in Metro Atlanta?
Disaster reconstruction in Metro Atlanta covers everything required to rebuild a property to its pre-loss condition after mitigation ends, structural framing and repairs, drywall and insulation, flooring, roofing, kitchens and bathrooms, and full property rebuilds when the damage goes that deep. Elevated Operations performs this work in-house as a licensed general contractor, not through subcontracted trades assembled after the fact.
Structural Repairs & Framing
Load-bearing walls, subfloor, and framing damaged by water, fire, or storm impact get rebuilt to match the structure’s original layout before any finish work starts.
Drywall, Insulation & Paint
Drywall and insulation removed during mitigation get replaced and finished, matching texture and paint so repaired sections blend into the rest of the room.
Flooring, Trim & Cabinetry
Subfloor, flooring, baseboard, and cabinetry that could not be saved during drying get replaced as part of the same rebuild, not scheduled as a separate project.
Roofing, Kitchens & Full Rebuilds
Roof sections opened by storm damage, full kitchen and bathroom rebuilds, and whole-property reconstruction after severe fire or storm loss all fall under the same in-house scope.
Reconstruction only starts once mitigation confirms the structure is dry, or in the case of fire and mold, clean, because rebuilding over a still-wet subfloor or an active mold colony just rebuilds the same problem behind new drywall.
Cost & Insurance
How Does Insurance Pay for a Full Disaster Reconstruction in Metro Atlanta?
Insurance typically pays for disaster reconstruction through a scope of work the adjuster approves, often built in Xactimate, the estimating software most Georgia carriers and contractors use to price line items for repair and rebuild work. Elevated Operations documents the loss, matches its estimate to that scope, bills the carrier directly, and assists with the deductible up to $1,000 on qualifying claims.
The Insurance Scope (Xactimate)
Most insurance carriers price a reconstruction claim using Xactimate, a line-item estimating system. Elevated Operations builds its own scope to match what the adjuster approved, so no line item gets missed or double-billed.
Actual Cash Value vs. Replacement Cost
Some policies pay actual cash value first and release the remaining replacement cost once the rebuild is complete and documented, a distinction worth confirming with the carrier before work starts.
Supplemental Claims
If opening a wall or pulling flooring reveals damage the original estimate missed, Elevated Operations documents it and submits a supplemental claim to the adjuster rather than absorbing or skipping the extra scope.
Direct Insurance Billing
Elevated Operations bills the carrier directly for covered reconstruction work and assists with the deductible up to $1,000 on qualifying claims, so a homeowner is not fronting the full rebuild cost.
A policy that pays replacement cost is built to rebuild a property to the same footprint, materials, and function it had before the loss, not to upgrade it, a distinction that shapes what the adjuster’s scope will and will not include (Insurance Information Institute, “Facts + Statistics: Homeowners and Renters Insurance,” ISO/Verisk data, 2018-2022 dataset).
Insurance Approved a Rebuild Scope for Your Metro Atlanta Property?
Elevated Operations matches its estimate to the adjuster’s scope, bills the carrier directly, and rebuilds the property with one licensed crew from start to finish.
When to Call
When Should You Call a Disaster Reconstruction Contractor in Metro Atlanta?
Four situations send most Metro Atlanta reconstruction calls to Elevated Operations. If any of these match what is happening at your property right now, call before scheduling a separate contractor.
1
Mitigation Just Finished Drying Your Home
Once a water damage crew confirms the structure reads dry on a moisture meter, the rebuild can start immediately with the same company, instead of spending weeks finding and vetting a separate general contractor.
2
Fire Left Structural Framing or Drywall Compromised
Charred framing, drywall damaged by heat or firefighting water, and smoke-stained finishes often need full removal and rebuild, not just cleaning, once the fire and smoke damage cleanup phase is done.
3
A Storm Tore Off Roofing or Structural Elements
Wind and hail damage that goes past a tarp and a few shingles, torn-off roof decking, damaged framing, or a section of exterior wall, moves straight from storm damage restoration into structural reconstruction.
4
Your Adjuster Approved a Rebuild Scope
Once the insurance company approves a written scope for reconstruction, Elevated Operations schedules the rebuild against that approved estimate so the completed work matches what the carrier is paying for.
Decision Guide
Cleanup-Only Contractor vs. One Crew Cleanup-Through-Rebuild – What’s the Difference?
A cleanup-only restoration contractor stops once the property is dry, clean, or boarded up, then hands the homeowner a list of general contractors to call for the rebuild. Elevated Operations is licensed to do both, so the same crew that handles mitigation also performs the reconstruction, without a second contractor re-inspecting the property or re-negotiating the scope.
The difference matters most in the gap between mitigation and reconstruction, the point where a homeowner is often stuck holding a partially repaired property while searching for a licensed contractor willing to pick up someone else’s job mid-claim.
That handoff point is also where claims stall. A separate reconstruction contractor has to re-inspect the property, rebuild the scope from scratch, and coordinate with an adjuster who has already been working the file with someone else.
Local Conditions
How Does Metro Atlanta’s Building Stock Affect Disaster Reconstruction?
Metro Atlanta’s mix of older crawl-space homes, newer slab construction, and a seven-county footprint of roughly 6.4 million people each running its own building department changes how disaster reconstruction gets planned. Permitting, code compliance, and the age of the structure all affect what a rebuild scope actually looks like once framing and drywall come out.
County Permitting Requirements
Cobb, Fulton, DeKalb, and the other counties in the service area each run a separate building department, and reconstruction work touching structural framing, electrical, or plumbing typically requires a permit pulled before the rebuild starts.
Homes Built Before Modern Codes
Homes built in established neighborhoods across Marietta, Decatur, and Douglasville before current codes took effect often need code-compliant materials swapped in during reconstruction, not a simple like-for-like replacement.
Newer Slab Construction
Newer construction across growing communities in Henry and Paulding counties uses different framing and finish materials, which changes the rebuild scope and timeline compared to an older crawl-space home even when the damage looks similar.
Foundation type and permit requirements are directly connected. A 1960s home with a crawl space and a home built in the last decade on a slab both start reconstruction the same way, with a permit and an approved insurance scope, but the materials and inspection points along the way look different for each (Georgia Secretary of State, Professional Licensing Boards Division).
Choosing a Contractor
How Do You Verify a Disaster Reconstruction Contractor Is Actually Licensed in Georgia?
Georgia requires general contractors performing reconstruction work to hold a state license issued through the Secretary of State’s Professional Licensing Boards Division. Four checks confirm a reconstruction contractor is licensed and qualified before a homeowner signs a contract for rebuild work.
Confirm the GC License
Ask for the contractor’s Georgia general contractor license number and confirm it is active before signing a reconstruction contract, not just a verbal claim that they are licensed.
Confirm IICRC Certification
For jobs that started as water, fire, or mold mitigation, confirm the same company’s technicians carry current IICRC certification for the mitigation phase, not just a licensed name for the paperwork.
Get the Rebuild Scope in Writing
A written scope of work matching the insurance adjuster’s estimate protects a homeowner from a contractor billing for work that was never approved or never happened.
Ask Who Performs the Rebuild
Confirm whether the same crew performs both mitigation and reconstruction in-house, or whether the work gets handed to a subcontractor the homeowner has not vetted.
Ready to Move From Mitigation to a Finished Rebuild?
Elevated Operations is a licensed general contractor handling disaster reconstruction across Cobb, Fulton, DeKalb, Douglas, Clayton, Henry, and Paulding counties, one crew, one point of contact, from the first pump-out or board-up to the final coat of paint.
IICRC-Certified · Licensed General Contractor · Direct Insurance Billing · 12-Month Warranty · Serving Cobb, Fulton, DeKalb, Douglas, Clayton, Henry & Paulding Counties
